Health insurance plans: In India, there are 25+ General/Health Insurance Companies available, wherein More than 50 Health Insurance Plans are available. Anyhow, we’re going to shop for the most effective one Product that’s giving More Benefits at a competitively lower priced charge in the Market.
health insurance plans –
Instead of confusing you with explaining all of the terms with numerous Companies, I’m giving you the Final Answer Directly. Here I’m suggesting the satisfactory Plan which I will buy if I am a Consumer, after doing plenty of Research in Health Insurance Plans among diverse Insurers.
Apollo Munich (Optima Restore), Bajaj Allianz (Health Guard Revised Plan), ICICI Lombard (I-Health), Star Health (Star Comprehensive) and Max Bupa (Health Companion) are considered for Benefits Comparison.
Max Bupa Health Companion because the Best plan which is having the following advantages over their competitors Plan.
1. Max Bupa Health Companion is having Yearly Once Free Health Check-up Irrespective of Claim Experience (Better than Apollo, Bajaj and Star Health)
2. Max Bupa is having non-lowering No Claim Bonus of 20% for you to Increase Up to 100% (Better than Apollo, Star, ICICI, and Bajaj) – With Free NCB Protection Cover
3. Max Bupa is having Refill Benefit (Better than Apollo, Star, Bajaj ) ( Refill Benefit may be very beneficial one Comparing with Restoration Benefit what different companies like Apollo, Bajaj, Star is Giving ) ( Illustration : Sum Insured 5 Lacs , 1st Claim four. 5 Lacs , 2d Unrelated Claim 5 Lacs :- Star, Apollo, Bajaj Will pay Only 50,000, But MAX BUPA will pay Entire five Lacs )
4. Lesser Premium (Better than Apollo, Star, ICICI and Bajaj – In Most of the Cases)
5. Organ Donor Expenses, Domiciliary Treatment Covered Without any Sub-limits (Better than Star, ICICI and Bajaj)
6. AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) Benefit (Better than Apollo, Star)
7. Minimum and Maximum Entry Age Restrictions (Better than Apollo, Star, and Bajaj)
8. All Day Care Surgeries Covered while others cover only a few Specific techniques (Better than Star, ICICI and Bajaj)
9. Max Bupa is having 30 mins Cashless Approval Promise – Which is lowest inside the Industry.
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